No matter how cautiously you plan a trip and no matter why and where you plan to go. No matter what the purpose of your visit is, especially, when you are supposed to swear your safety (unfortunately it doesn’t come by an accident) in a strange land - travel insurance is most important, rather pre-eminent thing you should pack up.

Here are some grounds to get travel insurance before you hit the road.

1. Absence of travel insurance means messing up with your trip which can also cause a premature end to it due to several causes.
2. Travel Insurance compensates the non-refundable amount of flight tariffs on trip cancellation.
3. You may get stuck in a medical emergency resulting in thousands of dollar to be paid for treatment.
4. Anything wrong can happen to your luggage. You may find it stolen or lost or damaged.
5. It is acceptable to spend slightly to get backing in the event of passport and other important documents like your flight tickets are lost / stolen.
6. Many travel insurance plans tender cover against trip interruption or delay.
7. Having a travel insurance cover will compensate family in your accidental death.
8. When you commit an accident in foreign land and caused harm or injury or loss to financial or natural property of a third party, travel insurance will cover for most of the damages and that in turn will be a wise decision you take.
9. Travel insurance is must have thing when you go to high risk continents or land with social turbulence and/or terrorism.
10. Your tour operator may go bankrupt and you wish to get your dollars back to get to the destination.